helpdeskpos@hudsonbroker.in
+91 6283062011
#AapkeSaath : Hotline
Log In Your PoSP Account
  • Home
  • About Us
    • About Policy Ensure
    • #BhaviBharat by Rahul and Pankaj
  • Insurance
    • Motor Insurance
    • Health Insurance
    • Accidental Insurance
    • Cattle Insurance
    • Home Insurance
    • Covid 19 Insurance
  • Become a PoSP Advisor
  • PR and News Updates
  • Blog
  • Contact Us
  • Home
  • About Us
    • About Policy Ensure
    • #BhaviBharat by Rahul and Pankaj
  • Insurance
    • Motor Insurance
    • Health Insurance
    • Accidental Insurance
    • Cattle Insurance
    • Home Insurance
    • Covid 19 Insurance
  • Become a PoSP Advisor
  • PR and News Updates
  • Blog
  • Contact Us
  • Home
  • About Us
    • About Policy Ensure
    • #BhaviBharat by Rahul and Pankaj
  • Insurance
    • Motor Insurance
    • Health Insurance
    • Accidental Insurance
    • Cattle Insurance
    • Home Insurance
    • Covid 19 Insurance
  • Become a PoSP Advisor
  • PR and News Updates
  • Blog
  • Contact Us
  • #AapkeSaath : Hotline
  • Log In Your PoSP Account
  • Home
  • About Us
    • About Policy Ensure
    • #BhaviBharat by Rahul and Pankaj
  • Insurance
    • Motor Insurance
    • Health Insurance
    • Accidental Insurance
    • Cattle Insurance
    • Home Insurance
    • Covid 19 Insurance
  • Become a PoSP Advisor
  • PR and News Updates
  • Blog
  • Contact Us
  • #AapkeSaath : Hotline
  • Log In Your PoSP Account
Blog
Home Blog How to Save Money on Health Insurance Premiums Without Compromising Coverage
Blog

How to Save Money on Health Insurance Premiums Without Compromising Coverage

Policy Ensure October 6, 2023 0 Comments

Living in a fast-paced world has become increasingly stressful, which is impacting the health of many people, especially in India. According to a large-scale survey by Statista, almost 61% of Indian women and 47% of Indian men were unhealthy based on their diet and lifestyle choices. Therefore, having the best health insurance premiums plan has become crucial in a bid to manage the rising healthcare costs.

Today, there are several insurance plans available for you and your family. However, the policies may differ on several aspects, such as premiums, benefits, coverage, and more. It can be a possibility that you might be paying a higher premium if you do not have the right knowledge and information. In this piece, we will discuss how you can save money on premiums and get the best affordable health insurance.

Start early

One can get several benefits from purchasing health insurance at an early age, as the premium for health insurance increases with age. In other words, the rate of the health insurance premium is directly proportional to the age of the policyholder. This is due to the fact that people are more susceptible to diseases as they age. Therefore, the premiums will cost less at your young age owing to the lower risk to the insurance companies.

Buy insurance for the entire family.

Another way to save money for an individual is to purchase a health insurance policy for family instead of buying individual plans for each member. A family health insurance plan provides coverage on a floated-sum insured basis. The benefit of this floater plan is that all the family members share its benefits, and you only need to pay a single premium amount. Thus, it leads to huge cost savings on premiums.

Go for long-term tenure.

The long-term tenure of a health insurance policy can help you save on premiums. Typically, plans that come with a tenure of two or three years are less expensive than one-year plans. Therefore, you get the best affordable health insurance with a long-term policy discount, which also saves the hassle of renewing the policy every year.

Choose the coverage wisely

In order to save on the premium you are going to pay, you must choose the coverage with the utmost care. However, the terminology of insurance can be overwhelming for some people, and choosing the best health insurance plan can become difficult. This is where consulting a licenced insurance broker, such as Policy Ensure, can be the best option. Their insurance advisors or point-of-sale people (PoSP) can comprehend your needs and help you choose the coverage by suggesting the most affordable health insurance for you.

Lead a healthy life with Policy Ensure

Having health insurance has become crucial in today’s time and age, whether you are purchasing one for yourself or a health insurance policy for family. However, in a bid to save money on health insurance premiums, one must purchase a policy at a young age, buy a floater plan for the family, consider a long-term tenure plan, and choose the coverage wisely.

For some people, purchasing the best health insurance plan can be daunting, but fortunately, licenced brokers such as Policy Ensure are here to help. You can reach out to a PoSP, who will understand your requirements and then suggest the best insurance policy that is affordable for you. This is how a broker can help you future-proof your health in a hassle-free and convenient manner.

89
594 Views
World Heart Day 2023: 4 Start-ups Making An ImpactPrevWorld Heart Day 2023: 4 Start-ups Making An ImpactSeptember 29, 2023
5 Factors That Affect Your Home Insurance Policy CostOctober 11, 20235 Factors That Affect Your Home Insurance Policy CostNext

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Recent Posts

  • How to Find the Best Affordable Health Insurance Plans in 2025 Blog Image
    How to Find the Best Affordable Health Insurance Plans in 2025
  • Benefits of Becoming a POSP Agent in India Blog Image
    Benefits of Becoming a POSP Agent in India
  • How to Become a POSP Insurance Agent: Skills You Need for Success Image
    How to Become a POSP Insurance Agent: Skills You Need for Success
  • Become a POSP Advisor Myths vs. Realities Image
    Become a POSP Advisor: Myths vs. Realities
  • Conclusion Choosing the best home insurance policy advisor is a significant step in securing the right coverage for your home. By assessing your needs, checking qualifications, and evaluating their market knowledge and customer service, you can find an advisor who will guide you through the complexities of home insurance. With the right support, you’ll not only protect your investment but also potentially save on costs. Start your search today, and make sure your home is safeguarded with the best insurance policy tailored to your needs. Blog Image
    How to Choose the Best Home Insurance Policy Advisor for Your Needs

Archives

  • January 2025
  • December 2024
  • November 2024
  • September 2024
  • August 2024
  • July 2024
  • June 2024
  • May 2024
  • April 2024
  • March 2024
  • February 2024
  • January 2024
  • December 2023
  • November 2023
  • October 2023
  • September 2023
  • August 2023
  • July 2023
  • June 2023
  • May 2023
  • April 2023
  • March 2023
  • August 2022
  • June 2022
  • May 2022
  • April 2022

categories

  • Blog
  • Health Insurance
  • Micro Insurance
  • PR & News Update
  • Vehicle Insurance

With the aim of making India independent and secured, Policy Ensure has taken an initiative to increase employment and being a catalyst for the growth of small towns by using the PHYGITAL way!
Insurance
Motor Insurance
Health Insurance
Accidental Insurance
Cattle Insurance
Home Insurance
Covid 19 Insurance
Contacts
Corporate Office:
Hudson Insurance Brokers Pvt. Ltd.
207, 2nd Floor, Time Tower, Sec-28, Gurugram, Haryana-122001.
Email: contact@policyensure.com
Important Links
Hudson Insurance Brokers Pvt Ltd IRDAI License No. 302

Copyright © 2025. All Rights Reserved.

Contact Us
Contact Us
First
Last

Get Instant Motor Insurance On Policy Ensure

 

[contact-form-7 id=”2876″ title=”Motor”]

Become a PoSP Advisor

 

[contact-form-7 id=”316″ title=”Home 1″]

Get Instant Health Insurance On Policy Ensure

 

[contact-form-7 id=”2877″ title=”Health”]

Get Instant Accidental Insurance On Policy Ensure

 

[contact-form-7 id=”2878″ title=”Accidental”]

Get Instant Cattle Insurance On Policy Ensure

 

[contact-form-7 id=”2879″ title=”Cattle”]

Get Instant Home Insurance On Policy Ensure

 

[contact-form-7 id=”2880″ title=”Home”]

Get Instant Covid 19 Insurance On Policy Ensure

[contact-form-7 id=”2881″ title=”Covid 19″]

WhatsApp us