Digital Health Insurance Process – All you need to know
2020 stepped in, and our lives changed…
The previously ignored aspect, suddenly started gaining the most importance, yes, health insurance saw a rise in demand of over 98%!
Strange, is it? How things change in a jiffy.
Health insurance was always as important, as it is today, just that nature has its own ways of teaching lessons.
Health insurance is now the most important investment, and becomes very necessary to avail best of medical facilities, especially when they are becoming highly expensive due to advanced medical treatments and equipment.
It has taken a lot of time for Indians to accept the fact that health insurance, just insurance for that matter, is important, and just a waste of investment, now with digitalization happening, we have our own doubts. But why?
We order food online, make financial transactions online, consult doctors, and what not! Why not insurance. Just like these things, health insurance has also become very easy and convenient which purchasing, there is more transparency, better options and comparison becomes easy online.
Buying health insurance online is a reliable option, let’s look at how it adds on to your ease and convenience, by giving the best of features –
- Secured Ecosystem
As much as we doubt, but online transactions are as secure as making any offline transaction in the same manner. The infrastructure is designed in such a way, that you can any transaction method – Net Banking, UPIs, Credit/Debit cards etc. They are 100% protected and have a real-time visibility of balance sheets.
- Choices you will get tired of
Online ecosystem’s one of the best advantages is that we have multiple choices. Unlike offline, where you can physically reach-out to only few agents, online provides you a wide spectrum of choices, options to explore, and take one-third of your time to even try one option offline.
- Ease in comparison
When we have abundant choices, we can access a complete dashboard to compare the insurance policies according to our needs and requirements, our affordability and easy access. We can easily compare features, premium amounts, claim processes and make a wise decision to move forward.
- Online reviews
Because of the reviews and feedback of the customers available online about their experiences, it becomes convenient to pick up the right policy without consulting any third party.
Digital infrastructure has one very lucrative feature – the terms and conditions of all policies are clearly stated online. Even, the PoSP advisors are available to help you to understand them and check if they meet your requirements. Chances of ambiguity reduce to very less, eventually, you have the right policy in your hand!
- Automated service
Online medium offers various automated services such as Instant insurance premium quote, renewal of lapse policy, premium payment online, making claims whenever required, download of the policy document or product brochure, etc. Online channels do not make you depend on someone. Moreover, it is a time-saving, fast and competent platform that helps you to successfully overcome the geographical barrier as well.
While the above mentioned pointers make your life easy, however when it comes to health, there are apprehensions about terms & conditions, point of contact involved, policy paper, premiums etc. To ensure convenience and transparency, we at PolicyEnsure have ensured that you get genuine advice with adequate comparisons of policies based on your requirements. Our #PEPARTNERS are the right advisors to guide and help customers find and buy the right product digitally, and ensure a hassle free purchase cycle.
The Phygital model at Policy Ensure, ensures transparency digitally and trust when the PoSP advisors help you in purchasing the right policy, as and when required.
Process of purchasing a health policy online at PolicyEnsure –
- Visit policyensure.com
- Visit the “Health Insurance” tab
- Click on “Enquire now” and leave your queries
- You will receive a call from one of our IRDAI certified “PoSP advisors”
- They will understand your requirements and help you choose the best Health Insurance for you and your family
- You end up buying the best policy and are elated JJ
Remember, “Health is not valued, till sickness comes.” And COVID has taught us better than any thing in the world.
Take a precautionary step forward, be secured always.